Aktia Bank
8.91 EUR -0.67%8,661 investors are following this company
Aktia Bank offers banking services. The company is a Nordic financial company and offers financial services, asset management, insurance, and real estate brokerage. A large part of the services are offered via the company's network services and are offered to both private and corporate customers in most sectors. The largest presence is in the Finnish market. The company is headquartered in Helsinki.
P/E (24e)
6.98
ROE-% (24e)
13.95 %
P/B (24e)
0.95
Dividend yield-% (24e)
9.32 %
Target price
10.50 EUR
Recommendation
Accumulate
Updated
9.2.2024
NASDAQ Helsinki
AKTIA
Daily low / high price
8.9 / 8.96
EUR
Market cap
648.62M EUR
Turnover
260.42K EUR
Volume
29K
Risk and recommendation
HighRiskLow
SellRecommendationBuy
Analyst
Kasper Mellas
Analyst
Sauli Vilén
Business lead research, analyst
Latest videos
Financial calendar
Interim report
2024-04-30
Interim report
2024-08-02
Interim report
2024-11-06
Major OwnersSource: Millistream Market Data AB
Owner | Capital | Votes |
---|---|---|
RG Partners OY | 10.2 % | 10.2 % |
Erkki Etolas ägarkontrollerade bolag | 9.4 % | 9.4 % |
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Insider Transactions
Insider | Date | Total value |
---|---|---|
Outi Henriksson | 2024-02-21 | 13,650EUR |
Timo Vättö | 2024-02-09 | 26,930EUR |
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This content is for our Premium customers only.
Forum updates
Income statement
2020 | 2021 | 2022 | 2023 | 2024e | 2025e | 2026e | 2027e | |
---|---|---|---|---|---|---|---|---|
Operating income | 201.1 | 263.8 | 302.9 | 291.0 | 300.3 | 300.9 | 300.1 | 303.6 |
growth-% | -9.2 % | 31.2 % | 14.8 % | -3.9 % | 3.2 % | 0.2 % | -0.3 % | 1.2 % |
Operating expenses | -142.2 | -174.3 | -169.4 | -176.6 | -174.3 | -178.6 | -183.0 | |
Credit loss | -4.0 | -4.5 | -10.2 | -7.0 | -9.6 | -7.2 | -5.3 | |
EBIT (adj.) | 55.0 | 87.5 | 124.7 | 108.2 | 116.4 | 115.1 | 111.8 | 110.6 |
EBIT | 54.7 | 84.6 | 123.5 | 106.2 | 116.4 | 115.1 | 111.8 | 110.6 |
Net income | 42.6 | 66.8 | 98.3 | 84.2 | 93.2 | 92.1 | 89.4 | 88.5 |
EPS (adj.) | 0.62 | 0.99 | 1.38 | 1.19 | 1.28 | 1.26 | 1.22 | 1.20 |
growth-% | -21.9 % | 60.2 % | 40.0 % | -13.8 % | 7.1 % | -1.6 % | -3.3 % | -1.4 % |
Dividend | 0.43 | 0.56 | 0.43 | 0.70 | 0.83 | 0.82 | 0.79 | 0.78 |
Dividend ratio | 70.2 % | 60.2 % | 31.5 % | 60.4 % | 65.0 % | 65.0 % | 65.0 % | 65.0 % |
Profitability and return on capital
2020 | 2021 | 2022 | 2023 | 2024e | 2025e | 2026e | 2027e | |
---|---|---|---|---|---|---|---|---|
Cost to income-% | 70.7 % | 66.1 % | 55.9 % | 60.7 % | 58.0 % | 59.4 % | 61.0 % | |
ROA | 0.4 % | 0.6 % | 0.8 % | 0.7 % | 0.8 % | 0.7 % | 0.7 % | 0.7 % |
ROE | 6.7 % | 9.9 % | 15.6 % | 13.7 % | 13.9 % | 13.1 % | 12.2 % | 11.6 % |
ROE tangible | 7.4 % | 11.4 % | 18.9 % | 16.6 % | 16.6 % | 15.4 % | 22.2 % | |
Dividend yield | 4.4 % | 4.6 % | 4.2 % | 7.4 % | 9.3 % | 9.2 % | 8.9 % | 8.7 % |
Valuation
2020 | 2021 | 2022 | 2023 | 2024e | 2025e | 2026e | 2027e | |
---|---|---|---|---|---|---|---|---|
Share price (EUR) | 9.79 | 12.28 | 10.22 | 9.42 | 8.91 | 8.91 | 8.91 | 8.91 |
Shares | 69.6 | 71.8 | 72.0 | 72.6 | 72.9 | 73.2 | 73.5 | 73.8 |
Market cap | 681.1 | 881.7 | 735.8 | 684.3 | 649.9 | 652.6 | 655.3 | 658.0 |
Enterprise value | 897.8 | 1,168.8 | 1,034.9 | 894.1 | 817.5 | 787.1 | 758.7 | 729.5 |
P/E (adj.) | 15.9 | 12.4 | 7.4 | 7.9 | 7.0 | 7.1 | 7.3 | 7.4 |
P/B | 1.0 | 1.3 | 1.3 | 1.1 | 0.9 | 0.9 | 0.9 | 0.8 |
P/B tangible | 1.12 | 1.56 | 1.55 | 1.27 | 1.12 | 1.06 | 3.41 | - |
Dividend yield | 4.4 % | 4.6 % | 4.2 % | 7.4 % | 9.3 % | 9.2 % | 8.9 % | 8.7 % |
Common equity-% (CET1) | 14.0 % | 11.2 % | 9.0 % | 11.3 % | 12.5 % | 13.2 % | 13.8 % | |
Equity ratio | 6.3 % | 6.3 % | 5.2 % | 5.9 % | 6.0 % | 6.1 % | 6.2 % | 6.3 % |
Quarter data
Q1/23 | Q2/23 | Q3/23 | Q4/23 | 2023 | Q1/24e | Q2/24e | Q3/24e | Q4/24e | |
---|---|---|---|---|---|---|---|---|---|
Operating income | 70.3 | 70.3 | 75.3 | 75.2 | 291.0 | 76.1 | 75.2 | 74.5 | 74.6 |
EBIT | 22.2 | 26.8 | 32.0 | 25.2 | 106.2 | 29.1 | 30.3 | 30.6 | 26.4 |
Net income | 18.1 | 21.1 | 24.6 | 20.4 | 84.2 | 23.2 | 24.3 | 24.5 | 21.1 |
EPS (adj.) | 0.27 | 0.29 | 0.34 | 0.29 | 1.19 | 0.32 | 0.33 | 0.34 | 0.29 |
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Aktias delårsrapport för januari–mars publiceras tisdagen 30.4.2024 kl. 8.00
Beslut av Aktia Bank Abp:s ordinarie bolagsstämma och styrelsens konstituerande möte
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