contentSlug

type

ContentPage_ContentQuery

slug

ContentPageContentQuery

content

trendingContent

query ContentPage_ContentQuery(
  $contentSlug: String!
  $type: [ContentType!]
) {
  ...ContentPageContentQuery_13QmVO
}

fragment CompanyDetails_Content on Content {
  __isContent: __typename
  companies {
    name
    description
    pageUrl
    id
  }
}

fragment ContentBasicInfo on Content {
  __isContent: __typename
  id
  type
  title
  lang
  createdAt
  ... on Video {
    liveTime
  }
  ... on Webcast {
    liveTime
  }
  companies {
    viewerIsFollowing
    id
    name
    pageUrl
    forum {
      threadUrl
    }
    defaultInstrument {
      symbol
      id
    }
  }
  ...PublishingDetails
  ...Reactions
}

fragment ContentMetadata on Content {
  __isContent: __typename
  type
  title
  lang
  pageUrl
  alternatePageUrls: translations {
    __typename
    pageUrl
    lang
  }
  imgUrl
  description
  createdAt
  changedAt
  isPremium
  authors {
    __typename
    name
    pageUrl
    id
  }
  companies {
    name
    pageUrl
    id
  }
  tags {
    name
    id
  }
  ... on Video {
    liveTime
    videoUrl
    videoEmbedUrl(location: "inderes")
  }
  ... on Webcast {
    liveTime
    videoUrl
    videoEmbedUrl(location: "inderes")
  }
}

fragment ContentPageContentQuery_13QmVO on Query {
  content(slug: $contentSlug, type: $type) {
    __typename
    id
    type
    title
    isPremium
    lang
    htmlBody
    summary
    companies {
      forum {
        threadUrl
        latestPosts {
          ...ForumPosts
        }
      }
      name
      id
      viewerIsFollowing
      pageUrl
      defaultInstrument {
        isin
        id
        symbol
        marketOpen
        marketClose
        marketplace {
          region
        }
        returns {
          total
        }
      }
    }
    tags {
      viewerIsFollowing
      id
      name
      pageUrl
    }
    createdAt
    ... on Video {
      liveTime
    }
    ... on Webcast {
      liveTime
    }
    slug
    ... on CompanyReport {
      reportUrl
      researchContentUrl
      researchContent {
        title
        lang
        pdfUrl
        relatedContent {
          __typename
          ...PublishingDetails
          ...Reactions
          id
        }
        content {
          title
          lang
          htmlBody
          publishedAt
          createdAt
          changedAt
          isOutdated
          isPremium
        }
      }
    }
    ... on ThirdPartyCompanyReport {
      reportUrl
    }
    ... on StockExchangeRelease {
      reportUrl
    }
    ...ContentBasicInfo
    ...ContentMetadata
    ...PriceAndRecommendation_Content
    ...CompanyDetails_Content
    ...ReportLink_Content
    ...KeyFigures_Content
  }
  ...TrendingContent_1jQ2Cn
}

fragment ForumPosts on ForumPost {
  text
  likesCount
  url
  author
  postedAt
  authorImgUrl
}

fragment KeyFigures_Content on Content {
  __isContent: __typename
  companies {
    defaultInstrument {
      estimateData {
        modelType
        reportingCurrency
      }
      snapshot {
        transaction {
          date
          actualized {
            year
            quarter
            revenue
            revenueGrowth
            ebitAdjusted
            ebitReported
            ebitda
            enterpriseValue
            epsAdjusted
            dividend
            dividendYield
            sharePrice
            nav
            navPerShare
            opexOfNav
            quarterlySharePrice
          }
          estimates {
            year
            quarter
            revenue
            revenueGrowth
            ebitAdjusted
            ebitReported
            ebitda
            enterpriseValue
            epsAdjusted
            dividend
            dividendYield
            sharePrice
            nav
            navPerShare
            opexOfNav
            quarterlySharePrice
          }
        }
      }
      id
    }
    id
  }
}

fragment PriceAndRecommendation_Content on Content {
  __isContent: __typename
  createdAt
  companies {
    name
    pageUrl
    defaultInstrument {
      priceData {
        tradeCurrency
      }
      snapshot {
        priceData {
          date
          lastPrice
          tradeCurrency
        }
        transaction {
          date
          recommendation
          targetPrice
        }
        prevTransaction {
          recommendation
        }
      }
      id
    }
    id
  }
}

fragment PublishingDetails on Content {
  __isContent: __typename
  publishers {
    name
    imgUrl
  }
  authors {
    __typename
    id
    name
    slug
    imgUrl
    jobTitle
  }
}

fragment Reactions on Content {
  __isContent: __typename
  id
  reactionGroups {
    reactionType
    reactionsCount
    viewerReacted
  }
}

fragment ReportLink_Content on Content {
  __isContent: __typename
  type
  isPremium
  ... on CompanyReport {
    reportUrl
  }
  ... on ThirdPartyCompanyReport {
    reportUrl
  }
  ... on StockExchangeRelease {
    reportUrl
  }
}

fragment TrendingContent_1jQ2Cn on Query {
  trendingContent(type: ARTICLE) {
    __typename
    id
    title
    lang
    pageUrl
    createdAt
    type
    imgUrl
    companies {
      squareLogoUrl
      name
      id
    }
    authors {
      __typename
      imgUrl
      id
    }
    publishers {
      imgUrl
    }
  }
}


bank-of-aland-plc-financial-information-and-annual-general-meeting-2027

__typename

title

isPremium

lang

htmlBody

summary

companies

createdAt

publishers

authors

reactionGroups

pageUrl

translations

imgUrl

description

changedAt

The Bank of Åland is a financial group that offers services within asset management, insurance, pensions and loan financing. The largest operations are found in the Nordic market, with private customers as the main customer base. A large part of the services are accessed via the bank's digital services. The Bank of Åland originally started its operations in 1919 and has its headquarters in Mariehamn.

Aki Pyysing has written his Sunday column about Ålandsbanken   “Ålandsbanken expects return on equity to continue to exceed its long-term financial target of 15 percent in 2026.” What a dull, yet modest outlook. Considering the ROE was 16.9% in Q3 and 15.8% in January–September, the bar has been set pretty low. Especially since the final quarter will get an eight-megabuck boost from Borgo’s serviced loans.                    Sijoitustieto.fi              Ålandsbanken jännän äärellä    Kevään yhtiökokouksessa Ålandsbankenin hallitukseen tehtiin nuorennusleikkaus. Anders Å Karlsson, född 1959, antoi tilaa Tony Karlströmille, f. 1970. Vuonna 1947 syntyneet Nils Lampi ja Christoffer Taxell jatkavat kuitenkin puheenjohtajana ja...

The fourth-quarter operating profit is set to include a positive non-recurring item of approximately EUR 8 million due to the early termination of the platform solutions agreed with Borgo. Following the change, Ålandsbanken will continue as an intermediary for Borgo’s mortgages on the Swedish market and will remain an owner in Borgo. The agreement is estimated to have a positive one-off impact on operating profit of approximately EUR 8 million, which will be recognized in the fourth quarter of 2026. In the longer term, the agreement means that Ålandsbanken’s revenues from the platform collaboration with Borgo will gradually cease as service delivery winds down during 2026 and 2027, which represents the primary long-term impact on Ålandsbanken.                   Ålandsbanken              Ålandsbanken ja Borgo lopettavat asteittain palvelutuotantoa koskevan…    Osa siirtymästä käsittää tietojen, prosessien ja operatiivisten toimintojen siirtämisen Ålandsbankenin alustoilta Borgon tulevaan ratkaisuun. Nyt…

Q3 is out. Bank of Åland Plc: Interim Report for the period January - Return on equity (ROE) remained above 16.5%, clearly exceeding the 15% target. Operating profit (EUR 15.8 million) fell by an expected 4% year-on-year as net interest income leveled off, but the bank still managed to grow its core income by 2%. Still, a bit of softness in operating profit. January−September 2026 compared to January−September 2025  Net operating profit decreased by 11 per cent and amounted to EUR 45.6 M (51.0). Core income in the form of net interest income, net commission income and IT income increased by 2 per cent to EUR 162.0 M (159.1). Other income decreased by 69 per cent to EUR 1.5 M (4.8). Total expenses increased by 5 per cent to EUR 117.9 M (112.3). Net impairment losses on financial assets (including recoveries) amoun­ted to a net recovery of EUR 0.0 M (net impairment losses of 0.6), equiva­lent to a loan loss level of 0.00 per cent (0.02). Return on equity after taxes (ROE) decreased to 15.8 per cent (18.4). Earnings per share decreased by 13 per cent to EUR 2.36 (2.71). The common equity Tier 1 capital ratio decreased to 12.4 per cent (12.7 on December 31, 2025). Unchanged future outlook: The Bank of Åland expects its return on equity after taxes (ROE) to continue to exceed its long-term financial target of 15 per cent during 2026.  The third quarter of 2026 compared to the third quarter 2025  Net operating profit decreased by 4 per cent and amounted to EUR 15.8 M (16.3). Core income in the form of net interest income, net commission income and IT income increased by 2 per cent to EUR 52.4 M (51.1). Other income increased by 51 per cent to EUR 1.3 M (0.8). Total expenses increased by 5 per cent to EUR 37.7 M (35.8). Net impairment losses on financial assets (including recoveries) amounted to EUR 0.3 M (net recoveries of 0.1), equivalent to a loan loss level of 0.04 per cent (-0.00). Return on equity after taxes (ROE) decreased to 16.9 per cent (17.1). Earnings per share decreased by 4 per cent to EUR 0.82 (0.85).  Wealth management is currently the company’s strongest growth driver. Actively managed assets reached a new record of EUR 12.5 billion. This is also supported by the decision to expand operations into Northern Sweden by opening new offices in Haparanda and Luleå. By the bank’s own decision, this has been a growth driver for quite some time now. Let’s see how it develops—the direction is certainly right. Expenses rose by 5%, but there are no concerns over credit losses. Net impairment provisions remained at a negligible EUR 0.3 million for the quarter, indicating that the loan portfolio has stayed healthy. Let’s see how well the decline in net interest income can be compensated for going forward by growing AUM.

One of perhaps Finland’s best asset managers is now expanding its network organically to Northern Sweden                   Tärkeimmät talousuutiset | Kauppalehti – 4 Sep 26              Ålandsbanken laajentaa Ruotsissa    Uusilla konttoreilla yhtiö satsaa Pohjois-Ruotsin markkinaan. Pankki on myös tuomassa emopankin palveluita ja tuotteita osin Ruotsin markkinalle.

Roni has done a bit of valuation work on Ålandsbanken  https://x.com/KeskitaloRoni/status/2072200200219734278

Some good points here regarding the asset management of foundations etc. I’ve never really thought of Ålandsbanken as that kind of bank, as my image of them has been more of a bank focused on private individuals.

Ålandsbanken offers employees favorable share savings Even the staff are being kept satisfied. It’s in my own portfolio and I believe and trust that this will generate more discussion. Thanks to @Timo_Huhtamaki for the good points. I strongly believe that ÅB’s bankers or asset managers are allowed to do their work without overly directive sales targets, which means index-tracking ETFs can be found in clients’ portfolios, as well as custody linked to asset management fees. Granted, with MIFID, investment advice for exchange-traded products is an art form of its own, but a client discussing cost-effective products will certainly get them into their portfolio. My own acquaintances have cost-effective solutions, short-term corporate bonds, and specifically this Nordic dividend strategy, both as funds and direct stocks via discretionary mandate. The constant talk about cost-effectiveness and indices is a bit peculiar in this industry. If one’s thoughts are like @Dollarijanis’s, then one wouldn’t have a single bank/asset manager in their portfolio. That’s where the profits come from in the long run for the banks too, and the beauty of it is that market development simply helps AUM (Assets Under Management) and fee income grow. As for this mindset—I don’t deny that index investing is sensible for individuals or even at a foundation level. My own thought is that bonds belong in a portfolio—anything else is perhaps a bit of “magic,” like PE (Private Equity) funds etc., although these too have their own clientele. Not everyone can or wants to think “over time” about what is the most sensible or efficient way to invest. Not everyone wants their portfolio to dip as much as the index does. Not everyone drives a Corolla, even though it is absolutely much smarter than driving a Porsche. I want to see the discussion in the board of a small or large company when the chairman suggests putting the entire cash reserve into the S&P 500 index at these valuations. It’s good to understand that a lot of money is invested in the world that isn’t there forever, or with a long horizon—or via monthly savings. There are many people who invest significant sums of OTHER people’s money (municipalities, foundations, associations, and companies). One shouldn’t just think about this in terms of how few great listed companies etc. there are in Finland. An asset manager like ÅB can offer broad retail banking services, and at the same time, a banker’s portfolio can accommodate a few machinery entrepreneurs, farmers, etc. Much of the costs are tax-deductible, and entrepreneurs, in particular, usually know how to value a service and product relatively highly. They don’t always sell their own things at the cheapest price either. Things aren’t always done in the way that is absolutely most sensible or efficient. That’s why we have different services and companies in the world, and I can certainly name dozens of stupider ways to spend money than an asset management fee. Furthermore, as an entrepreneur, I aim to spend 100% of my own time on things other than making investment decisions. A bank or banker relationship also involves much more. You can even become friends with some. Sometimes a property or a buyer for a property is found through those channels. Business acquisitions have also been closed when the banker has been a mutual contact or acquaintance. That is what banking, asset management, and especially relationship management is. It doesn’t all happen on the index lists of Nordnet and Kvarn.

Ålandsbanken

Bank of Åland Plc Financial Calendar October 23, 2026, 8.30 EEST Financial information and Annual General Meeting, 2027 Year-end Report and Annual Report for 2026 Year-end Report for 2026: Friday...

Bank of Åland Plc Financial Calendar October 23, 2026, 8.30 EEST Financial information and Annual General Meeting, 2027 Year-end Report and Annual Report for 2026 <ul><li>Year-end Report for 2026: Friday, February 5, 2027</li><li>Annual Report for 2026: Thursday, February 25, 2027</li></ul> Interim Reports, 2027 <ul><li>Interim Report for January–March: Monday, April 26, 2027&nbsp;</li><li>Half-Year Financial Report for January–June: Monday, July 19, 2027</li><li>Interim Report for January–September: Tuesday, October 26, 2027</li></ul> Annual General Meeting, 2027 <ul><li>The Annual General Meeting: Wednesday, March 31, 2027</li></ul> Further information is available from Peter Wiklöf, Managing Director and Chief Executive, tel.&nbsp;+358 40 512 7505 <img alt="" src="https://www.globenewswire.com/newsroom/ti?nf=MTAwMTI3OTQ5NiM0MDI1MzE5NzIjMjA5NTcwNQ=="> <img alt="" src="https://ml-eu.globenewswire.com/media/MjgyZGMyNmMtM2M3YS00ZTAxLTlmZTgtNjE0OGRkOTgyYWMyLTExMDcyNzYtMjAyNi0xMC0yMy1lbg==/tiny/-landsbanken.png">

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Bank of Åland Plc: Financial information and Annual General Meeting, 2027

Bank of Åland Plc: Financial information and Annual General Meeting, 2027