contentSlug

type

ContentPage_ContentQuery

slug

ContentPageContentQuery

content

trendingContent

query ContentPage_ContentQuery(
  $contentSlug: String!
  $type: [ContentType!]
) {
  ...ContentPageContentQuery_13QmVO
}

fragment CompanyDetails_Content on Content {
  __isContent: __typename
  companies {
    name
    description
    pageUrl
    id
  }
}

fragment ContentBasicInfo on Content {
  __isContent: __typename
  id
  type
  title
  lang
  createdAt
  ... on Video {
    liveTime
  }
  ... on Webcast {
    liveTime
  }
  companies {
    viewerIsFollowing
    id
    name
    pageUrl
    forum {
      threadUrl
    }
    defaultInstrument {
      symbol
      id
    }
  }
  ...PublishingDetails
  ...Reactions
}

fragment ContentMetadata on Content {
  __isContent: __typename
  type
  title
  lang
  pageUrl
  alternatePageUrls: translations {
    __typename
    pageUrl
    lang
  }
  imgUrl
  description
  createdAt
  changedAt
  isPremium
  authors {
    __typename
    name
    pageUrl
    id
  }
  companies {
    name
    pageUrl
    id
  }
  tags {
    name
    id
  }
  ... on Video {
    liveTime
    videoUrl
    videoEmbedUrl(location: "inderes")
  }
  ... on Webcast {
    liveTime
    videoUrl
    videoEmbedUrl(location: "inderes")
  }
}

fragment ContentPageContentQuery_13QmVO on Query {
  content(slug: $contentSlug, type: $type) {
    __typename
    id
    type
    title
    isPremium
    lang
    htmlBody
    summary
    companies {
      forum {
        threadUrl
        latestPosts {
          ...ForumPosts
        }
      }
      name
      id
      viewerIsFollowing
      pageUrl
      ...ExtensiveCoverage_Company
      defaultInstrument {
        isin
        id
        symbol
        marketOpen
        marketClose
        marketplace {
          region
        }
        returns {
          total
        }
      }
    }
    tags {
      viewerIsFollowing
      id
      name
      pageUrl
    }
    createdAt
    ... on Video {
      liveTime
    }
    ... on Webcast {
      liveTime
    }
    slug
    pageUrl
    ... on CompanyReport {
      reportUrl
      researchContentUrl
      researchContent {
        title
        lang
        pdfUrl
        relatedContent {
          __typename
          ...PublishingDetails
          ...Reactions
          id
        }
        content {
          title
          lang
          htmlBody
          publishedAt
          createdAt
          changedAt
          isOutdated
          isPremium
        }
      }
    }
    ... on ThirdPartyCompanyReport {
      reportUrl
    }
    ... on StockExchangeRelease {
      reportUrl
    }
    ...ContentBasicInfo
    ...ContentMetadata
    ...PriceAndRecommendation_Content
    ...CompanyDetails_Content
    ...ReportLink_Content
    ...KeyFigures_Content
    ...ExtensiveCoverage_Snapshot
  }
  ...TrendingContent_1jQ2Cn
}

fragment ExtensiveCoverage_Company on Company {
  id
  defaultInstrument {
    estimateData {
      researchCurrency
      estimates {
        date
        recommendation
        targetPrice
      }
    }
    id
  }
}

fragment ExtensiveCoverage_Snapshot on Content {
  __isContent: __typename
  companies {
    id
    defaultInstrument {
      snapshot {
        transaction {
          date
          recommendation
          targetPrice
        }
      }
      id
    }
  }
}

fragment ForumPosts on ForumPost {
  text
  likesCount
  url
  author
  postedAt
  authorImgUrl
}

fragment KeyFigures_Content on Content {
  __isContent: __typename
  companies {
    defaultInstrument {
      estimateData {
        modelType
        reportingCurrency
      }
      snapshot {
        transaction {
          date
          actualized {
            year
            quarter
            revenue
            revenueGrowth
            ebitAdjusted
            ebitReported
            ebitda
            enterpriseValue
            epsAdjusted
            dividend
            dividendYield
            sharePrice
            nav
            navPerShare
            opexOfNav
            quarterlySharePrice
          }
          estimates {
            year
            quarter
            revenue
            revenueGrowth
            ebitAdjusted
            ebitReported
            ebitda
            enterpriseValue
            epsAdjusted
            dividend
            dividendYield
            sharePrice
            nav
            navPerShare
            opexOfNav
            quarterlySharePrice
          }
        }
      }
      id
    }
    id
  }
}

fragment PriceAndRecommendation_Content on Content {
  __isContent: __typename
  createdAt
  companies {
    name
    pageUrl
    defaultInstrument {
      priceData {
        tradeCurrency
      }
      snapshot {
        priceData {
          date
          lastPrice
          tradeCurrency
        }
        transaction {
          date
          recommendation
          targetPrice
        }
        prevTransaction {
          recommendation
        }
      }
      id
    }
    id
  }
}

fragment PublishingDetails on Content {
  __isContent: __typename
  publishers {
    name
    imgUrl
  }
  authors {
    __typename
    id
    name
    slug
    imgUrl
    jobTitle
  }
}

fragment Reactions on Content {
  __isContent: __typename
  id
  reactionGroups {
    reactionType
    reactionsCount
    viewerReacted
  }
}

fragment ReportLink_Content on Content {
  __isContent: __typename
  type
  isPremium
  ... on CompanyReport {
    reportUrl
  }
  ... on ThirdPartyCompanyReport {
    reportUrl
  }
  ... on StockExchangeRelease {
    reportUrl
  }
}

fragment TrendingContent_1jQ2Cn on Query {
  trendingContent(type: ARTICLE) {
    __typename
    id
    title
    lang
    pageUrl
    createdAt
    type
    imgUrl
    companies {
      squareLogoUrl
      name
      id
    }
    authors {
      __typename
      imgUrl
      name
      id
    }
  }
}


protector-forsikring-asa-prospectus-approved-for-listing-of-bonds-5

__typename

title

isPremium

lang

htmlBody

summary

companies

createdAt

pageUrl

publishers

authors

reactionGroups

translations

imgUrl

description

changedAt

Protector Forsikring is a non-life insurance company with two main segments: Public and Corporate (incl. Affinity). Protector's market strategy is to offer standardized insurance products only through insurance brokers. The offering mainly includes property and casualty insurance and personal insurance. All of Protector's value chains are internally developed and all of their core insurance systems are developed internally.

Investors’ short-sightedness has been clearly evident this year. The insurance side continues to tick along steadily upwards, but performance on the investment side has been a bit weaker. That said, Q3 already brought YTD investment returns close to 2025 levels. Growth was broad-based, and the all-time largest customer in the UK with an 80k vehicle fleet contributed to a big boost in YTD growth during an otherwise quiet quarter. The CR appears to have stabilized below 85% levels. It’s worth noting that the yield on investment bonds rose to 5.7%, while the credit rating simultaneously improved to AA-. This year, yield returns have been overshadowed by the decline in bond values, but it’s set to be a real treat for the years ahead.

Reviving this thread. Q3 2026 is out:                   Inderes              Q3 2026: CR 82.7%, earnings per share NOK 10.2 – dividend NOK 5.00 per share...    Protector Forsikring ASA’s summarised results for Q3 2026 (Q3 2025) are:Combined ratio 82.7% (83.1)Gross written premium growth 29% (1%), 41% (3%) in local currenciesTotal investment return ...                             In brief: an excellent combined ratio, operating profit improved significantly, investments yielded good returns, plus a dividend of 5.0 NOK. Opened higher on the stock exchange. Now need to dig deeper into the report. Any thoughts, @Float?

Well, those are some pretty impressive return percentages in that portfolio  I bought in for the first time in 2015 and sold in 2018 just before the crash—mostly by sheer luck in terms of timing—and got back in during the spring of 2020.

Thanks for the great summary! I might add more Protector to my position; it’s been in my portfolio since 2016 and things are looking good

The essential part is under the interim report: the underwriting result and growth are rocking - investment returns are stalling.   In investment returns, equities -7.2% and bonds +0.1%  In bonds, rising interest rates lowered paper values, but the yield rose slightly (5.1% => 5.3%) while the risk level was reduced (high yield bonds down by 15.5%) Solvency requirements decreased due to the reduction in the investment risk level, so Prote paid an exceptionally large quarterly dividend of 8 NOK despite the strong growth. Renewal rate 93%  Growth is stalling in the UK  Growth was only 5% in the key insurance policies starting on April 1st, due to lower quoting activity and a lower hit rate. However, the renewal rate was over 100% in public entities and real estate. UK profitability is diamond-grade - CR a measly 77%  Half of the 21% growth came from France, where growth was 172%  Surprisingly, 19% growth in Norway as well  France already reached a clearly positive result (CR 91.7%)  even though it has only been in the market for 1.5 years!!! Of course, it’s still very early days and as I’ve mentioned before, they took a hit in Denmark after the first good years when pricing had been too aggressive. A lower reinsurance rate was reflected in 1.8 percentage points lower reinsurance costs. This should manifest as higher volatility in the loss ratio, but this quarter large claims were exceptionally low (1.7% of premiums, compared to an average of 6%).  Excellent performance is being drowned out by poor investment returns. In my opinion, this is starting to look like a good spot to add more to the portfolio.

Work has been busy, so posting here has unfortunately fallen by the wayside. To start off, below is Prote’s stock portfolio as of December 31, 2025, extracted from the annual report. YTD returns aren’t exactly impressive, which was reflected in Q1, but if one looks for a silver lining, the last month has already been in the black. It is also noteworthy that the Nordic banks, which were in the portfolio for years, have been offloaded. Huhtamäki, Siili, and Sitowise have entered the portfolio. Verkkokauppa is out, and Zalando has come in “to replace” it.

Inderes              Q1 2026: CR 84.9 %, dividend per share NOK 8.0 - Inderes    Protector Forsikring ASA’s summarised results for Q1 2026 (Q1 2025) are:Combined ratio 84.9% (85.9)Gross written premium growth 20% (19), 21% (17) in local currenciesTotal investment return ...                             Results were already out yesterday. The combined ratio remained at a good level and written premium grew slightly. Need to digest this and dive deeper when I have the time. At a quick glance, the train keeps chugging along.

Protector Forsikring

Reference is made to the stock exchange notice of 3 September 2026 regarding a successful placement of new Perpetual Restricted Tier 1 bond issue of NOK 350 million. The bonds were issued under...

<div class="mfn-preamble"><p><strong>Reference is made to the stock exchange notice of 3 September 2026 regarding a successful placement of new Perpetual Restricted Tier 1 bond issue of NOK 350 million. The bonds were issued under ISIN NO0013769067.</strong></p></div><div class="mfn-body"><p>The Financial Supervisory Authority of Norway has today, 27 October 2026, approved the prospectus with appendices prepared by Protector Forsikring ASA covering the listing of the Bonds on Oslo Børs. The Bonds will be listed under the ticker code “PROT12”.</p><p>The prospectus with appendices and Final Terms is available on the company's website: <a href="https://investor.protectorforsikring.no/" rel="noopener">https://investor.protectorforsikring.no/</a></p></div><div class="mfn-footer mfn-contacts mfn-b7a239ea29cd"><p><strong class="mfn-heading-1">Contact persons, Protector Forsikring ASA:</strong><br>Chief Financial Officer Amund Grønvold Skoglund, Tel: +47 472 70 355</p></div><div class="mfn-footer mfn-regulatory mfn-regulatory-nsta"><p><em>This information is subject to disclosure under the Norwegian Securities Trading Act, §5-12. The information was submitted for publication, through the agency of the contact persons set out above, at 2026-10-27 14:54 CET.</em></p></div>

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Protector Forsikring ASA – Prospectus approved for listing of bonds

Protector Forsikring ASA – Prospectus approved for listing of bonds