contentSlug

type

ContentSlug_ContentQuery

slug

ContentPageContentQuery

content

trendingContent

query ContentSlug_ContentQuery(
  $contentSlug: String!
  $type: [ContentType!]
) {
  ...ContentPageContentQuery_13QmVO
}

fragment CompanyDetails_Content on Content {
  __isContent: __typename
  companies {
    name
    description
    pageUrl
    id
  }
}

fragment ContentBasicInfo on Content {
  __isContent: __typename
  id
  type
  title
  lang
  companies {
    viewerIsFollowing
    id
    name
    pageUrl
  }
  tags {
    viewerIsFollowing
    id
    name
    pageUrl
  }
  ...PublishingDetails
  ...Reactions
}

fragment ContentMetadata on Content {
  __isContent: __typename
  type
  title
  lang
  pageUrl
  alternatePageUrls: translations {
    __typename
    pageUrl
    lang
  }
  imgUrl
  description
  ... on Video {
    liveTime
    videoUrl
  }
  ... on Webcast {
    liveTime
    videoUrl
  }
}

fragment ContentPageContentQuery_13QmVO on Query {
  content(slug: $contentSlug, type: $type) {
    __typename
    id
    type
    title
    isPremium
    lang
    htmlBody
    summary
    companies {
      forum {
        latestPosts {
          ...ForumPosts
        }
      }
      name
      id
      viewerIsFollowing
      pageUrl
      defaultInstrument {
        isin
        id
        marketOpen
        marketClose
        marketplace {
          region
        }
        returns {
          total
        }
      }
    }
    tags {
      viewerIsFollowing
      id
      name
      pageUrl
    }
    createdAt
    ... on Video {
      liveTime
    }
    ... on Webcast {
      liveTime
    }
    slug
    ... on CompanyReport {
      reportUrl
    }
    ... on ThirdPartyCompanyReport {
      reportUrl
    }
    ... on StockExchangeRelease {
      reportUrl
    }
    ...ContentBasicInfo
    ...ContentMetadata
    ...PriceAndRecommendation_Content
    ...CompanyDetails_Content
    ...ReportLink_Content
    ...KeyFigures_Content
  }
  ...TrendingContent_1jQ2Cn
}

fragment ForumPosts on ForumPost {
  text
  likesCount
  url
  author
  postedAt
  authorImgUrl
}

fragment KeyFigures_Content on Content {
  __isContent: __typename
  companies {
    defaultInstrument {
      estimateData {
        modelType
        reportingCurrency
      }
      snapshot {
        transaction {
          date
          actualized {
            year
            quarter
            revenue
            revenueGrowth
            ebitAdjusted
            ebitReported
            ebitda
            enterpriseValue
            epsAdjusted
            dividend
            dividendYield
            sharePrice
            nav
            navPerShare
            opexOfNav
            quarterlySharePrice
          }
          estimates {
            year
            quarter
            revenue
            revenueGrowth
            ebitAdjusted
            ebitReported
            ebitda
            enterpriseValue
            epsAdjusted
            dividend
            dividendYield
            sharePrice
            nav
            navPerShare
            opexOfNav
            quarterlySharePrice
          }
        }
      }
      id
    }
    id
  }
}

fragment PriceAndRecommendation_Content on Content {
  __isContent: __typename
  createdAt
  companies {
    name
    pageUrl
    defaultInstrument {
      priceData {
        tradeCurrency
      }
      snapshot {
        priceData {
          date
          lastPrice
          tradeCurrency
        }
        transaction {
          date
          recommendation
          targetPrice
        }
        prevTransaction {
          recommendation
        }
      }
      id
    }
    id
  }
}

fragment PublishingDetails on Content {
  __isContent: __typename
  createdAt
  publishers {
    name
    imgUrl
  }
  authors {
    __typename
    id
    name
    slug
    imgUrl
    jobTitle
  }
  ... on Video {
    liveTime
  }
  ... on Webcast {
    liveTime
  }
}

fragment Reactions on Content {
  __isContent: __typename
  id
  reactionGroups {
    reactionType
    reactionsCount
    viewerReacted
  }
}

fragment ReportLink_Content on Content {
  __isContent: __typename
  type
  isPremium
  ... on CompanyReport {
    reportUrl
  }
  ... on ThirdPartyCompanyReport {
    reportUrl
  }
  ... on StockExchangeRelease {
    reportUrl
  }
}

fragment TrendingContent_1jQ2Cn on Query {
  trendingContent(type: ARTICLE) {
    __typename
    id
    title
    lang
    pageUrl
    createdAt
    type
    imgUrl
    companies {
      squareLogoUrl
      name
      id
    }
    authors {
      __typename
      imgUrl
      id
    }
    publishers {
      imgUrl
    }
  }
}


ringkjobing-landbobanks-annual-report-for-2025

__typename

title

isPremium

lang

htmlBody

summary

companies

createdAt

publishers

authors

reactionGroups

pageUrl

translations

imgUrl

description

Ringkjøbing Landbobank is a banking company. The bank offers a range of financial services including mortgages and car loans, asset management, financing and pension insurance. The bank serves both private and corporate customers, with the largest business being services related to credit and cost control. The bank has its head office in Ringkøbing.

Ringkjøbing Landbobank

Nasdaq Copenhagen Euronext Dublin London Stock Exchange Other stakeholders 4 February 2025 Ringkjøbing Landbobank’s annual report for 2025 The bank’s board of directors and general management...

Nasdaq Copenhagen Euronext Dublin London Stock Exchange Other stakeholders 4 February 2025 Ringkjøbing Landbobank’s annual report for 2025 The bank’s board of directors and general management today approved the annual report for 2025. For 2025, net profit at the top of the announced expectations for the year is realized with DKK 2,313 million. The bank is satisfied with this development. Core earnings <table><tbody><tr><td>(DKK million)</td><td>2025</td><td>2024</td><td>2023</td><td>2022</td><td>2021</td></tr><tr><td>Total core income</td><td>4,089</td><td>4,068</td><td>3,828</td><td>2,862</td><td>2,433</td></tr><tr><td>Total expenses and depreciation</td><td>1,080</td><td>1,044</td><td>963</td><td>891</td><td>817</td></tr><tr><td>Core earnings before impairment charges for loans</td><td>3,009</td><td>3,024</td><td>2,865</td><td>1,971</td><td>1,616</td></tr><tr><td>Impairment charges for loans etc.</td><td>+41</td><td>+3</td><td>-1</td><td>-2</td><td>-68</td></tr><tr><td>Core earnings</td><td>3,050</td><td>3,027</td><td>2,864</td><td>1,969</td><td>1,548</td></tr><tr><td>Result for the portfolio etc.</td><td>+26</td><td>+62</td><td>-7</td><td>-69</td><td>+7</td></tr><tr><td>Special costs</td><td>20</td><td>20</td><td>20</td><td>20</td><td>17</td></tr><tr><td>Profit before tax</td><td>3,056</td><td>3,069</td><td>2,837</td><td>1,880</td><td>1,538</td></tr><tr><td>Profit after tax</td><td>2,313</td><td>2,301</td><td>2,155</td><td>1,495</td><td>1,229</td></tr></tbody></table> 2025 - highlights <ul><li>Net profit for the year is DKK 2,313 million, equivalent to a 22.4% p.a. return on equity excluding intangible assets</li><li>Earnings per share (EPS) increase by 5% to DKK 95.0 for 2025 compared to DKK 90.3 for 2024</li><li>Core income is DKK 4,089 million and, with an increase of 1%, marginally higher than in 2024</li><li>Costs increase by 3%, and the cost/income ratio is 26.4%</li><li>Continued strong credit quality means that impairment charges of DKK 6 million were carried to income in the fourth quarter and impairment charges in 2025 thus represent income totalling DKK 41 million</li><li>Highly satisfactory increase in customer numbers and growth of 12% in loans and 8% in deposits</li><li>Expectations for net profit for 2026 in the range DKK 2.0 - 2.4 billion </li></ul> Yours faithfully Ringkjøbing Landbobank John Fisker CEO Attachments<ul> <li> <a href="https://ml-eu.globenewswire.com/Resource/Download/e624790e-5bc8-472b-90b5-9a21604eedd9">RILBA-2025-12-31-en</a> </li> <li> <a href="https://ml-eu.globenewswire.com/Resource/Download/794d2e4d-8cf2-415a-9ab8-873a556e1f6d">Front page for the company announcement 2025 EN</a> </li> <li> <a href="https://ml-eu.globenewswire.com/Resource/Download/7c03eca0-315e-4b2d-8f8a-ed95d0aafe1a">Annual report 2025</a> </li> </ul><img src="https://www.globenewswire.com/newsroom/ti?nf=MTAwMTE2MjkwMiM0MDIzMjcyODYjMjA5NDc1Mg==" alt=""> <img src="https://ml-eu.globenewswire.com/media/YTkyYjEyNTAtNjM5Ny00YzM3LTk2NmEtNjViNjk2MjhhYTE1LTExMDYzMjMtMjAyNi0wMi0wNC1lbg==/tiny/Ringkj-bing-Landbobank-A-S.png" alt="">

(DKK million)	2025	2024	2023	2022	2021
Total core income	4,089	4,068	3,828	2,862	2,433
Total expenses and depreciation	1,080	1,044	963	891	817
Core earnings before impairment charges for loans	3,009	3,024	2,865	1,971	1,616
Impairment charges for loans etc.	+41	+3	-1	-2	-68
Core earnings	3,050	3,027	2,864	1,969	1,548
Result for the portfolio etc.	+26	+62	-7	-69	+7
Special costs	20	20	20	20	17
Profit before tax	3,056	3,069	2,837	1,880	1,538
Profit after tax	2,313	2,301	2,155	1,495	1,229