SEB's operating profit for the second quarter 2026 amounted to SEK 10.8bn, with a return on equity of 15.7 per cent, a CET1 capital ratio of 17.2 per cent, and a capital buffer of 250 basis points.
"The positive momentum in revenues is a result of our long-term focus on staying close to our customers, which has enabled us to capture business opportunities in a market with high activity. Together with our continued cost discipline, this resulted in positive operating jaws in the quarter," says SEB's President and CEO Johan Torgeby.
Net interest income increased following lending growth and stable to increasing policy rates. Activity in the Corporate & Investment Banking division increased, notably within Investment Banking. The Card business also contributed to the net fee and commission income growth.
"In an uncertain environment, SEB remains resilient, as reflected in our second quarter performance," says Johan Torgeby.
| Income statement | |||||||||||||
| Q2 | Q1 | Q2 | Jan-Jun | Full-year | |||||||||
| SEK m | 2026 | 2026 | % | 2025 | % | 2026 | 2025 | % | 2025 | ||||
| Total operating income | 20 055 | 18 406 | 9 | 19 559 | 3 | 38 461 | 39 381 | -2 | 76 939 | ||||
| Total operating expenses | 8 014 | 7 616 | 5 | 7 982 | 0 | 15 630 | 16 223 | -4 | 32 596 | ||||
| Net expected credit losses | 345 | 546 | -37 | 295 | 17 | 891 | 959 | -7 | 1 548 | ||||
| Imposed levies | 922 | 813 | 13 | 882 | 5 | 1 735 | 1 846 | -6 | 3 480 | ||||
| Operating profit before items affecting comparability | 10 774 | 9 432 | 14 | 10 400 | 4 | 20 206 | 20 353 | -1 | 39 314 | ||||
| Items affecting comparability | -416 | ||||||||||||
| Operating profit | 10 774 | 9 432 | 14 | 10 400 | 4 | 20 206 | 20 353 | -1 | 38 898 | ||||
| NET PROFIT | 8 664 | 7 497 | 16 | 8 253 | 5 | 16 161 | 16 077 | 1 | 31 063 | ||||
| Return on equity, % | 15,7 | 13,1 | 15,0 | 14,3 | 14,2 | 13,8 | |||||||
| Return on equity excluding items affecting comparability, % | 15,7 | 13,1 | 15,0 | 14,3 | 14,2 | 14,0 | |||||||
| Basic earnings per share, SEK | 4,44 | 3,83 | 4,13 | 8,26 | 8,01 | 15,60 | |||||||
This disclosure contains information that SEB is obliged to make public pursuant to the EU Market Abuse Regulation (EU nr 596/2014). The information was submitted for publication, through the agency of the contact person, on 15-07-2026 06:30 CET.