contentSlug

type

ContentSlug_ContentQuery

slug

ContentPageContentQuery

content

trendingContent

query ContentSlug_ContentQuery(
  $contentSlug: String!
  $type: [ContentType!]
) {
  ...ContentPageContentQuery_13QmVO
}

fragment CompanyDetails_Content on Content {
  __isContent: __typename
  companies {
    name
    description
    pageUrl
    id
  }
}

fragment ContentBasicInfo on Content {
  __isContent: __typename
  id
  type
  title
  lang
  companies {
    viewerIsFollowing
    id
    name
    pageUrl
  }
  tags {
    viewerIsFollowing
    id
    name
    pageUrl
  }
  ...PublishingDetails
  ...Reactions
}

fragment ContentMetadata on Content {
  __isContent: __typename
  type
  title
  lang
  pageUrl
  alternatePageUrls: translations {
    __typename
    pageUrl
    lang
  }
  imgUrl
  description
  ... on Video {
    liveTime
    videoUrl
  }
  ... on Webcast {
    liveTime
    videoUrl
  }
}

fragment ContentPageContentQuery_13QmVO on Query {
  content(slug: $contentSlug, type: $type) {
    __typename
    id
    type
    title
    isPremium
    lang
    htmlBody
    summary
    companies {
      forum {
        latestPosts {
          ...ForumPosts
        }
      }
      name
      id
      viewerIsFollowing
      pageUrl
      defaultInstrument {
        isin
        id
        marketOpen
        marketClose
        marketplace {
          region
        }
        returns {
          total
        }
      }
    }
    tags {
      viewerIsFollowing
      id
      name
      pageUrl
    }
    createdAt
    ... on Video {
      liveTime
    }
    ... on Webcast {
      liveTime
    }
    slug
    ... on CompanyReport {
      reportUrl
    }
    ... on ThirdPartyCompanyReport {
      reportUrl
    }
    ... on StockExchangeRelease {
      reportUrl
    }
    ...ContentBasicInfo
    ...ContentMetadata
    ...PriceAndRecommendation_Content
    ...CompanyDetails_Content
    ...ReportLink_Content
    ...KeyFigures_Content
  }
  ...TrendingContent_1jQ2Cn
}

fragment ForumPosts on ForumPost {
  text
  likesCount
  url
  author
  postedAt
  authorImgUrl
}

fragment KeyFigures_Content on Content {
  __isContent: __typename
  companies {
    defaultInstrument {
      estimateData {
        modelType
        reportingCurrency
      }
      snapshot {
        transaction {
          date
          actualized {
            year
            quarter
            revenue
            revenueGrowth
            ebitAdjusted
            ebitReported
            ebitda
            enterpriseValue
            epsAdjusted
            dividend
            dividendYield
            sharePrice
          }
          estimates {
            year
            quarter
            revenue
            revenueGrowth
            ebitAdjusted
            ebitReported
            ebitda
            enterpriseValue
            epsAdjusted
            dividend
            dividendYield
            sharePrice
          }
        }
      }
      id
    }
    id
  }
}

fragment PriceAndRecommendation_Content on Content {
  __isContent: __typename
  createdAt
  companies {
    name
    pageUrl
    defaultInstrument {
      priceData {
        tradeCurrency
      }
      snapshot {
        priceData {
          date
          lastPrice
          tradeCurrency
        }
        transaction {
          date
          recommendation
          targetPrice
        }
        prevTransaction {
          recommendation
        }
      }
      id
    }
    id
  }
}

fragment PublishingDetails on Content {
  __isContent: __typename
  createdAt
  publishers {
    name
    imgUrl
  }
  authors {
    __typename
    id
    name
    slug
    imgUrl
    jobTitle
  }
  ... on Video {
    liveTime
  }
  ... on Webcast {
    liveTime
  }
}

fragment Reactions on Content {
  __isContent: __typename
  id
  reactionGroups {
    reactionType
    reactionsCount
    viewerReacted
  }
}

fragment ReportLink_Content on Content {
  __isContent: __typename
  type
  isPremium
  ... on CompanyReport {
    reportUrl
  }
  ... on ThirdPartyCompanyReport {
    reportUrl
  }
  ... on StockExchangeRelease {
    reportUrl
  }
}

fragment TrendingContent_1jQ2Cn on Query {
  trendingContent(type: ARTICLE) {
    __typename
    id
    title
    lang
    pageUrl
    createdAt
    type
    imgUrl
    companies {
      squareLogoUrl
      name
      id
    }
    authors {
      __typename
      imgUrl
      id
    }
    publishers {
      imgUrl
    }
  }
}


united-bankers-current-valuation-requires-higher-earnings-growth

__typename

title

isPremium

lang

htmlBody

summary

companies

createdAt

publishers

authors

reactionGroups

pageUrl

translations

imgUrl

description

Analyst

Sauli Vilén

Matias Arola

United Bankers is a Finnish expert on wealth management and investment markets, established in 1986. It is one of the oldest non-bank asset managers in Finland. The Group's wealth management business includes funds, discretionary portfolio management, and structured investment products. In its funds, United Bankers specialises in real asset investment solutions, focusing on forest, real estate, infrastructure, and renewable energy. The company also provides capital markets services. United Bankers' headquarters is located in Helsinki.

Sauli is a diligent proletarian and has completed UB’s company report this Monday evening  *UB’s sales have picked up after a sluggish start to the year, but the sales engine is still running at suboptimal capacity. A key challenge is the company’s spearhead funds, whose sales are sluggish. In this report, we have examined the sales prospects

CEO John Ojanperä was at the Investor Days presenting his company as an investment.                    Inderes              United Bankers sijoituskohteena | Sijoittajapäivä 24.11.2025 - Inderes    Aika: 01.12.2025 klo 13.00 Toimitusjohtaja John Ojanperä kertoo varainhoitoyhtiö United Bankersista sijoituskohteena.

UB’s international cooperation regarding the investment bank: UB Corporate Finance ja Clairfield International aloittavat neuvonantajakumppanuuden - Inderes It’s good to note at the outset that the investment bank’s share of the company’s revenue is only a few percent, meaning these are minor matters from the group’s perspective. We believe the cooperation is logical, as at its best it improves UB’s deal flow and, on the other hand, it enhances UB’s credibility in larger transactions (UB is still a relatively small player in the market). As far as I understand, no money changes hands here, so in this sense, it’s a smart move.

The latest UB fund interview has been published!                   Inderes              Uusi energiapuisto | Salkunhoitajat – UB Uusiutuva Energia - Inderes    Aika: 19.09.2025 klo 12.11 UB Uusiutuva Energia -rahasto käynnisti uuden energiapuistohankkeen. Salkunhoitajat Tapio Nuotio ja Heikki Kauppinen kertovat rahaston tuoreimpia kuulumisia ja tuntumaa markkinasta.                             Topics: 00:00 Energy Park  06:42 Subscription in October  07:55 Other projects  10:37 Development portfolios  12:20 Market outlook

United Bankersin suuromistaja osti yhtiön osakkeita noin 48 000 eurolla | Kauppalehti. Rasmus Finnilä, a board member and co-founder of United Bankers, purchased company shares for approximately 48,000 euros.

This video can also be found on the Inderes Nordic channel, where Sale interviews UB’s CEO, John Ojanperä.                Topics: 00:00 Intro 00:04 Highlights 01:16 Sales picture 02:38 Wealth management 04:15 Key funds 06:21 International sales 08:32 Forest products 10:33 Wood pricing 12:09 Finnish asset management

Sale has made a report on the United Bankers gang.  UB’s H1 report was clearly better than forecasts in terms of numbers. However, the earnings beat was largely due to performance fees, and forecast changes have remained marginal. We continue to have a positive view on the company’s long-term outlook, but in the short term, share price drivers are scarce as earnings move in the wrong direction and valuation is neutral. We revise our target price for UB to EUR 18.0 (previously EUR 17.0) and reiterate our reduce recommendation. Quoted from the report: No surprises in the outlook UB, as expected, reiterated its guidance and estimated that its operating profit would remain clearly below the 2024 level. Although H1 was clearly better than our expectations, the guidance is still very valid as 2024 numbers were exceptionally strong due to the divestment of the NFF2 fund. Regarding the outlook, the company was cautiously optimistic, which is in line with comments from the rest of the sector. Geopolitical tensions have eased, and capital market development has been strong despite turbulence. We expect the market situation to gradually improve, but H2 is unlikely to bring major fireworks, especially from the alternative side.                   Inderes              United Bankers H1'25: Odotamme edelleen tuloskasvuun paluuta - Inderes    UB:n H1-raportti oli numeroiden valossa selvästi ennusteita parempi. Tulosylitys johtui kuitenkin pitkälti tuottopalkkioista ja ennustemuutokset ovat jääneet marginaalisiksi. Suhtaudumme edelleen positiivisesti yhtiön pitkän aikavälin näkymään, mutta...

United Bankers

UB's H1 result didn’t reach our estimates due to higher-than-expected cost levels. We lowered our profitability estimates to more cautious levels and considering the earnings growth outlook ...

<p>UB's H1 result didn’t reach our estimates due to higher-than-expected cost levels. We lowered our profitability estimates to more cautious levels and considering the earnings growth outlook for the next couple of years the share valuation is challenging in our opinion even though the company is still heading in the right direction. </p> 

	2020	21e	22e
Revenue	34.4	41.7	43.2
growth-%	5.7 %	21.5 %	3.4 %
EBIT (adj.)	8.6	12.1	12.8
EBIT-% (adj.)	25.0 %	29.1 %	29.6 %
EPS (adj.)	0.62	0.84	0.89
Dividend	0.51	0.65	0.70
Dividend %	4.8 %	3.5 %	3.7 %
P/E (adj.)	17.3	22.4	21.1
EV/EBITDA	10.2	13.5	12.6

United Bankers: Current valuation requires higher earnings growth

Key Estimate Figures2021-08-26

Forum discussions