Alisa Pankki

For financial companies, 2025 has been very positive in terms of the operating environment, with strong capital market development and stabilized interest rates. However, the performance of the companies has been varying, and many companies we follow have suffered particularly from the subdued development of alternative investment returns (new sales and performance fees).

Alisa Bank intends to sell the majority of its consumer loan portfolio. Proceeds should reasonably be used to accelerate business lending growth, organically and inorganically, to fill the gap from lost income.

Alisa Bank announced a collaboration with Nordea, to provide financing services for its entrepreneur clients. The collaboration is in our view significant through the credibility gained and growth of addressable market.

De finländska kreditinstitutens beviljade lånebelopp har ökat tydligt under början av året, och baserat på bankernas kommentarer förväntas den positiva utvecklingen fortsätta även under resten av året. Särskilt företagens lånevilja ökar. Utbetalningarna av nya bostadslån ligger däremot, trots en viss återhämtning, fortfarande på en blygsam nivå historiskt sett.