Alisa Pankki
0.197 EUR +0.26%4,603 investors are following this company
Alisa Pankki is a Finnish banking company. Today, a wide range of financial services and corporate finance services are available. The bank serves individuals, SMEs and savers seeking interest on their deposits. The bank is currently operating in Finland, Denmark, Germany and Poland. Alisa Pankki was established in 2022 after a merger of Fellow Finance and Evli Bank and is headquartered in Helsinki.
P/E (24e)
-104.34
ROE-% (24e)
-1.07 %
P/B (24e)
0.91
Dividend yield-% (24e)
-
Target price
0.19 EUR
Recommendation
Reduce
Updated
10.4.2024
NASDAQ Helsinki
ALISA
Daily low / high price
0.195 / 0.206
EUR
Market cap
17.36M EUR
Turnover
8.44K EUR
Volume
42K
Business risk
Valuation risk
Current
Previous
Analyst
Kasper Mellas
Analyst
Financial calendar
Extraordinary general meeting
2024-05-03
Interim report
2024-08-09
Major OwnersSource: Millistream Market Data AB
Owner | Capital | Votes |
---|---|---|
Taaleri | 17.3 % | 17.3 % |
Evli Pankki Oyj | 17.3 % | 17.3 % |
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Insider Transactions
Insider | Date | Total value |
---|---|---|
Markku Pohjola | 2024-04-24 | 5,000EUR |
Markku Pohjola | 2024-04-22 | 498EUR |
Premium
This content is for our Premium customers only.
Income statement
2020 | 2021 | 2022 | 2023 | 2024e | 2025e | 2026e | 2027e | |
---|---|---|---|---|---|---|---|---|
Operating income | 0.0 | 0.0 | 10.2 | 16.7 | 17.1 | 19.8 | 22.6 | 27.6 |
growth-% | 255,850.0 % | 63.1 % | 2.4 % | 16.1 % | 13.8 % | 22.2 % | ||
Operating expenses | -11.6 | -11.4 | -12.0 | -12.8 | -13.6 | |||
Credit loss | -8.3 | -5.0 | -5.5 | -5.7 | -6.8 | |||
EBIT (adj.) | -7.8 | 0.3 | -0.4 | 1.4 | 2.2 | 5.1 | ||
EBIT | -9.7 | 0.3 | -0.4 | 1.4 | 2.2 | 5.1 | ||
Net income | -9.0 | 0.3 | -0.4 | 1.4 | 2.2 | 5.1 | ||
EPS (adj.) | -0.08 | 0.00 | -0.00 | 0.01 | 0.01 | 0.03 | ||
growth-% | -154.7 % | 63.6 % | 129.1 % | |||||
Dividend | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Dividend ratio |
Profitability and return on capital
2020 | 2021 | 2022 | 2023 | 2024e | 2025e | 2026e | 2027e | |
---|---|---|---|---|---|---|---|---|
Cost to income-% | 113.3 % | 68.3 % | 70.1 % | 64.6 % | 60.1 % | |||
ROA | 0.1 % | -0.1 % | 0.7 % | 1.0 % | ||||
ROE | -63.7 % | 1.1 % | -1.1 % | 3.3 % | 5.1 % | 10.9 % | ||
ROE tangible | 1.6 % | -1.4 % | 4.2 % | 13.8 % | ||||
Dividend yield |
Valuation
2020 | 2021 | 2022 | 2023 | 2024e | 2025e | 2026e | 2027e | |
---|---|---|---|---|---|---|---|---|
Share price (EUR) | 0.60 | 1.28 | 0.36 | 0.17 | 0.20 | 0.20 | 0.20 | 0.20 |
Shares | 88.3 | 88.3 | 189.5 | 189.5 | 189.5 | 189.5 | ||
Market cap | 32.1 | 15.2 | 37.2 | 37.2 | 37.2 | 37.2 | ||
Enterprise value | -93.0 | -125.3 | -293.7 | -313.9 | -331.1 | -1.5 | ||
P/E (adj.) | - | - | - | 50.0 | - | 27.4 | 16.7 | 7.3 |
P/B | - | - | 1.1 | 0.6 | 0.9 | 0.9 | 0.8 | 0.8 |
P/B tangible | - | - | 1.65 | 0.84 | 1.17 | 1.14 | - | - |
Dividend yield | ||||||||
Common equity-% (CET1) | 12.6 % | 12.0 % | 19.6 % | 17.0 % | 15.1 % | |||
Equity ratio | 9.6 % | 8.4 % | 7.9 % | 7.4 % | 7.2 % | 100.0 % |
Quarter data
Q1/23 | Q2/23 | Q3/23 | Q4/23 | 2023 | Q1/24e | Q2/24e | Q3/24e | Q4/24e | |
---|---|---|---|---|---|---|---|---|---|
Operating income | 8.4 | 8.3 | 16.7 | 8.1 | 8.9 | ||||
EBIT | 0.4 | -0.1 | 0.3 | -0.3 | -0.0 | ||||
Net income | 0.3 | 0.0 | 0.3 | -0.3 | -0.0 | ||||
EPS (adj.) | 0.00 | 0.00 | 0.00 | -0.00 | -0.00 |
ShowingAll content types
Alisa Pankki Oyj: Discretionary additional capital requirement (Pillar 2) for Alisa Bank
Alisa Pankki Oyj: Alisa Bank Plc - Managers' transactions - Pohjola
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