Alisa Pankki

0.24 EUR

+1.73 %

4,590 following

ALISA

NASDAQ Helsinki

Banks

Financials

Overview

Financials & Estimates

Investor consensus

+1.73 %

+3.52 %

+41.99 %

+33.90 %

+40.72 %

+39.05 %

-36.14 %

-59.71 %

-42.72 %

Alisa Pankki is a Finnish company that conducts banking operations. The bank offers a wide range of financial and corporate finance services. The bank serves private individuals, small and medium-sized enterprises and savers seeking interest on their deposits. The operations are located in Finland, Denmark, Germany and Poland. Alisa Pankki was founded in 2022 after a merger of Fellow Finance and Evli Bank and is headquartered in Helsinki.

Market cap

35.26M EUR

Turnover

22.1K EUR

P/E (adj.) (25e)

-13.53

ROE-% (25e)

-7.84 %

P/B (25e)

1.04

EV/S (25e)

-12.36

Dividend yield-% (25e)

-

Coverage

Recommendation

Reduce

Target price

0.16 EUR

Updated

2025-08-13

Kasper Mellas

Analyst

Latest research

Latest analysis report

Released: 2025-08-13

Operating income and EBIT-%

Operating income M

EBIT-% (adj.)

EPS and dividend

EPS (adj.)

Dividend %

Risk

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Alisa Pankkis tjänster kommer att finnas tillgängliga för Netvisors användare

Analyst Comment11 hours ago by

Alisa Pankkis tjänster kommer att finnas tillgängliga för Netvisors användare

Nyheten är i princip positiv för Alisa Pankki och ytterligare ett steg framåt i strategin som syftar till att öka fakturafinansieringen och banktjänsterna för små och medelstora företag.

Press releaseyesterday

Another Significant Partnership – Alisa Bank’s Account and Financing Services will soon be available to Netvisor Users

Analyst Comment12/10/2025, 8:29 AM by

Sauli Vilén, Kasper Mellas

The financial sector will rank top positions on dividend lists also next spring

For financial companies, 2025 has been very positive in terms of the operating environment, with strong capital market development and stabilized interest rates. However, the performance of the companies has been varying, and many companies we follow have suffered particularly from the subdued development of alternative investment returns (new sales and performance fees).

Aktia Pankki Oma Säästöpankki Alisa Pankki Nordea Bank Sampo Mandatum Alexandria Group Taaleri Evli eQ United Bankers CapMan Titanium

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Regulatory press release11/5/2025, 12:40 PM

Alisa Bank Plc - Managers' Transactions - Laine

Regulatory press release11/5/2025, 12:15 PM

Alisa Bank Plc - Managers' Transactions - Svartbäck Holding Oy

Regulatory press release11/5/2025, 12:10 PM

Alisa Bank Plc - Managers' Transactions - WRCC Invest Oy

Regulatory press release11/5/2025, 12:05 PM

Alisa Bank Plc - Managers' transactions - Haaparinne

Regulatory press release11/5/2025, 12:00 PM

Alisa Bank Plc - Managers' Transactions - Weckroth

Third party research11/4/2025, 7:19 AM

Alisa Bank: Accelerating strategic refocus - Evli

Alisa Bank intends to sell the majority of its consumer loan portfolio. Proceeds should reasonably be used to accelerate business lending growth, organically and inorganically, to fill the gap from lost income.

Alisa Pankki säljer majoriteten av sin konsumentkreditstock

Analyst Comment11/3/2025, 6:40 AM by

Alisa Pankki säljer majoriteten av sin konsumentkreditstock

Försäljningen av kreditstocken var ingen stor överraskning, eftersom företaget redan tidigare meddelat att de övervägde att avyttra den.

Regulatory press release10/31/2025, 2:40 PM

Insider information: Alisa Bank Plc sells a significant part of its consumer loan portfolio to Bankaktiebolaget Nordiska (Publ)

Regulatory press release10/23/2025, 1:30 PM

Change in Alisa Bank´s Management Team

Regulatory press release10/23/2025, 9:30 AM

Discontinuation of the performance-based share incentive plan 2024–2028 and preparation of a replacement incentive scheme

Regulatory press release10/8/2025, 1:30 PM

Composition of the Shareholders' Nomination Board of Alisa Bank Plc

Alisa Pankki överväger att avveckla konsumentfinansieringen

Analyst Comment10/7/2025, 4:00 AM by

Alisa Pankki överväger att avveckla konsumentfinansieringen

Alisa Pankki meddelade igår att de överväger att avveckla konsumentfinansieringen. Beslutet är en fortsättning på företagets strategi, där banken fokuserar på finansiering av små och medelstora företag och att öka sin egen inlåningsbas. I praktiken handlar det alltså om att påskynda genomförandet av strategin. Vi är försiktigt positiva till meddelandet, eftersom det frigör företagets resurser till dess kärnverksamhet.

Regulatory press release10/6/2025, 2:50 PM

Kukka Lehtimäki appointed as Deputy CEO of Alisa Bank Plc

Regulatory press release10/6/2025, 2:35 PM

Insider information: Alisa Bank Plc evaluates possibilities to withdraw from consumer loan business

Third party research10/6/2025, 6:03 AM

Alisa Bank: Taking collaborations to the next level - Evli

Alisa Bank announced a collaboration with Nordea, to provide financing services for its entrepreneur clients. The collaboration is in our view significant through the credibility gained and growth of addressable market.

Alisa Pankki och Nordea inleder samarbete för att erbjuda fakturafinansieringstjänster

Analyst Comment10/3/2025, 4:00 AM by

Alisa Pankki och Nordea inleder samarbete för att erbjuda fakturafinansieringstjänster

I och med samarbetet kommer Alisa Pankki att börja erbjuda sin fakturafinansieringstjänst till Nordeas SME-kunder. Nyheten är enligt oss ett uppmuntrande och rättframt steg i implementeringen av företagets tidigare långsamt framskridna BaaS-strategi (Banking as a Service)

Regulatory press release10/2/2025, 8:00 AM

Alisa Bank and Nordea will start collaboration – Alisa Bank to offer invoice financing for Nordea’s entrepreneur clients

Forum discussions

I’m not surprised by the management’s purchases, because we tried to open a business account for a client at Alisa Bank, and there seemed to be a 6-week queue before the account opens! So, there’s a queue of customers, and now that they are starting to charge 7,90 €/month and there...

11/28/2025, 6:21 PM

by KeijoTurpeinen

6

Good reflections, and I largely agree. The strategy finally makes real sense after a long time, and the business model should also be scalable. The most essential question is therefore the growth of invoice financing that you also brought up, and especially the potential brought ...

12/2/2025, 11:36 AM

by Kasper Mellas

5

Another Significant Partnership - Alisa Bank’s Account and Financing Services Now Also Available to Netvisor Users Inderes Jälleen uusi merkittävä kumppanuus - Alisa Pankin tili- ja rahoituspalveluita... ALISA PANKKI OYJ LEHDISTÖTIEDOTE 17.12.2025 13.00 EETAlisa Pankki Oyj ja Visma...

yesterday

by Dissidentti

4

Here are Kassu’s comments on how Alisa has entered into a cooperation agreement with Visma, which enables the integration of banking and financial services into the Netvisor financial management software. Inderes Alisa Pankin palvelut tulevat tarjolle Netvisorin käyttäjille - Inderes...

10 hours ago

by Sijoittaja-alokas

3

To this, I would point out that the monthly fee is related to a business account, and the 63,000 customers you used most likely consist mainly of private customers, for whom basic banking services are free. For comparison: In Finland, there are just over 400,000 SMEs in total.

12/2/2025, 1:50 PM

by Kasper Mellas

3

Yesterday I watched CEO Sampsa Laine’s “Inderes interview” from last August (Alisa Pankki H1’25: Alkuvuosi jäi pettymykseksi - Inderes). He spoke very consistently and realistically about past events and events aiming for the future. After the video, I read Alisa Bank’s press releases...

12/2/2025, 9:42 AM

by Dissidentti

2

Nordea on banks and the financial sector: overweight The full story from Arvopaperi (paywall): Tärkeimmät talousuutiset | Kauppalehti – 2 Dec 25 Nordean Antti Saari: Tankkaa kahdenlaisia osakkeita Eurooppa on pärjännyt pitkän aikaa heikosti suhteessa muuhun maailmaan, sanoo Nordean...

12/3/2025, 9:25 AM

by Dissidentti

1

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