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Sampo

9.78 EUR-1.73 %6/11 17:29
31,339 following

SAMPO

NASDAQ Helsinki

Financial Services

Financials

Overview
Financials & Estimates
Ownership
Dividend
Short Selling
Investor views
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-1.73 %
+11.34 %
+2.13 %
+9.25 %
-5.32 %
-0.02 %
+29.26 %
+19.45 %
+1,542.52 %

Sampo is the leading property and casualty insurance group in the Nordic region and a major operator in the growing digital P&C insurance market in the UK. Sampo Group has around 9 million customers, and it employs 15,000 people.  The Group’s insurance revenue totalled EUR 9.1 billion in 2025 of which the Nordic market represented 75 per cent. The Group’s operations are diversified by geography, line of business, and customer group. Sampo Group operates in Sweden, Norway, Finland, Denmark, the UK, and the Baltic countries. Its largest customer groups are private customers in the Nordics and in the UK, representing in total over 65 per cent of the Group's insurance revenue. The Group is also a leading provider of P&C insurance in Nordic commercial and industrial businesses.

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Market cap
25.59B EUR
Turnover
39.52M EUR
P/E (adj.) (26e)
24.46
EV/EBIT (adj.) (26e)
19.89
P/B (26e)
3.12
EV/S (26e)
2.77
Dividend yield-% (26e)
3.88 %
Coverage
Recommendation
Accumulate
Target price
10.50 EUR
Updated
2026-11-04
Disclaimer
Sauli Vilén
Sauli Vilén

Analyst

Latest research

Latest analysis report

Released: 2026-11-05

Latest extensive report

Released: 2023-06-14

Revenue and EBIT-%
EPS and dividend
Financial calendar
Risk
Business risk
Valuation risk
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Forum discussions
Let’s take a notch more cautious stance, as the share price has risen about 12% since the previous update. The undervaluation has largely unwound, and going forward we’ll be relying purely on earnings growth and the dividend. However, they still offer a pretty nice expected return...
11/4/2026, 5:17 PM
by Sauli Vilen
110
Three key takeaways from Sampo’s Q3 report: The overall result was typically solid and a notch above expectations Hastings, on the other hand, stirs more mixed feelings: customer and policy counts are up, but average prices and profit are down. The real news will wait for the Capital...
11/4/2026, 7:45 AM
by PörssiPatruuna
56
Sampo really is boring, isn’t it? Just rock-solid, consistently good execution. Still, saving the results and the flash comment here for reference. Inderes Sampo-konsernin tulos tammi-syyskuulta 2026 - Inderes Sampo Oyj, osavuosiraportti, 4.11.2026 klo 8.30 Sampo-konsernin tulos ...
11/4/2026, 7:29 AM
by kimsku
55
You can pay by card; the change in Germany has been rapid in recent years. Insurance prices here are sky-high. I drive 10,000 km a year in a van and pay around €1,600 a year for insurance. There would definitely be a market for Sampo to expand into.
10/28/2026, 8:50 AM
by Yksityinen sijoittaja
52
Definitely worth brewing some coffee for! Pinging @Iikka_Numminen here, so we can make sure to get this sorted out for the next broadcast!
11/4/2026, 7:28 AM
by Sauli Vilen
46
Easy to smile as a shareholder over morning porridge and bargain coffee. Excellent execution once again, and even though Sampo is talked about and perceived (maybe a bit less so these days) as an eternal laggard, this company is actually growing—and profitably, at that. What’s more...
11/4/2026, 7:43 AM
by Kaapo
40
So we get to brew some Sampo coffee this morning as well? A quick piece of feedback @Sauli_Vilen: could you perhaps turn on some kind of presentation mode in Chrome, so we wouldn’t have to look at those browser top bars even the fine print would fit better on the screen.
11/4/2026, 6:50 AM
by Allupalluvaan
35
Read more on our forum
Revenue and EBIT-%

Revenue B

EBIT-% (adj.)

EPS and dividend

EPS (adj.)

Dividend %

Financial calendar
4/2
2027

Annual report '26

21/4
2027

General meeting '27

5/5
2027

Interim report Q1'27

January–September 2026 results – Q&A
Article2026-11-05 09:04

January–September 2026 results – Q&A

Sampo Group continued to deliver solid financial results in July-September 2026, underpinned by positive momentum across all segments.

Sampo
Sampo Q3'26: Earnings growth outlook remains excellent
Research2026-11-05 10:01
by Sauli Vilén

Sampo Q3'26: Earnings growth outlook remains excellent

Sampo's Q3 was another excellent performance, and the earnings growth outlook remains strong.

Sampo
Sampo Oyj, Q3'26
Webcast2026-11-04 09:30

Sampo Oyj, Q3'26

Sampo

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Analyst Comment2026-11-04 09:07
by Rasmus Køjborg, William Jørck

Today's equity news November 4, 2026: Danske Bank, Sampo, Føroya Banki, and TORM

We have updated our investment case for Danske Bank following Q3, where guidance has been narrowed to 24–25 BDKK. Sampo once again delivered an exceptionally strong quarter with 9% premium growth, a combined ratio of 82.6%, and upgraded guidance. Føroya Banki shows solid operations and maintains its guidance alongside a new strategy toward 2030 (event at 1:00 PM). TORM delivers significant year-on-year progress and raises the lower end of its guidance.

Danske BankFøroya BankiTormSampo
Sampo Q3'26 snabbkommentar: Återigen en mycket stark rapport
Analyst Comment2026-11-04 08:16
by Sauli Vilén

Sampo Q3'26 snabbkommentar: Återigen en mycket stark rapport

Sampo fortsatte sitt utmärkta presterande och rapporten var i alla avseenden något bättre än förväntat.

Sampo
Regulatory press release2026-11-04 08:00

Sampo plc cancels repurchased shares

Sampo
Press release2026-11-04 07:35

Sampokoncernens resultat för januari–september 2026

Sampo
Regulatory press release2026-11-04 07:30

Sampo Group’s results for January–September 2026

Sampo
Sampo Q3'26 förhandskommentar: Stark operationell prestation fortsätter, blicken redan riktad mot kapitalmarknadsdagen
Analyst Comment2026-11-02 06:50
by Sauli Vilén

Sampo Q3'26 förhandskommentar: Stark operationell prestation fortsätter, blicken redan riktad mot kapitalmarknadsdagen

Sampos resultat är operationellt bra. Rapporten bjuder knappast på några större överraskningar, eftersom bolaget om två veckor arrangerar en kapitalmarknadsdag där det uppdaterar sin strategi.

Sampo
Press release2026-10-30 12:00

Modular Finance IR Consensus: Sampo – Consensus estimates Q3 2026

Sampo
Press release2026-10-28 12:00

Sampo Group's results for January-September 2026 will be published on 4 November 2026

Sampo
Press release2026-10-26 13:35

Sampo will host an Investor Update in London on 17 November 2026

Sampo
Beyond the CEO title: a conversation with Morten Thorsrud
Article2026-10-20 13:25

Beyond the CEO title: a conversation with Morten Thorsrud

As he completes his first year as Group CEO, Morten Thorsrud reflects on his journey so far. In this blog post, Morten reflects on the past year, motivation, and the values that guide his leadership.

Sampo
Introducing Sampo’s business areas: Nordic Industrial
Article2026-10-15 12:42

Introducing Sampo’s business areas: Nordic Industrial

Sampo reports its financial performance under four segments based on its operational business areas. In this blog series, we have introduced our segments, concluding the series with Nordic Industrial.

Sampo
Regulatory press release2026-10-02 13:30

Sampo plc: Managers’ Transactions (Svensson)

Sampo
Analyst Comment2026-09-28 07:37
by Sauli Vilén

Sampo gör en nedskrivning av de danska IT-systemen

Nedskrivningen görs som en del av integrationen av Topdanmark i If-koncernen.

Sampo
Analyst Comment2026-09-25 09:04
by Rasmus Køjborg, Michael Friis

Today's equity news 25/09/2026: Lundbeck, Sampo, and North Media

Today's equity news 09/25/2026: Lundbeck, Sampo and North Media

LundbeckSampoNorth Media
Press release2026-09-25 09:00

Sampo books an impairment loss on intangible assets related to its IT systems in Denmark

Sampo
Regulatory press release2026-09-25 07:40

Sampo completes its share buyback programme

Sampo
Regulatory press release2026-09-25 07:30

Sampo plc’s share buybacks week 39/2026

Sampo