Sampo

8.85 EUR

-0.92%

30,191 following

SAMPO

NASDAQ Helsinki

Financial Services

Financials

-0.92 %
-4.10 %
-5.23 %
-14.37 %
-10.36 %
-5.23 %
+6.48 %
+20.08 %
+1,385.66 %

Sampo is the leading property and casualty insurance group in the Nordic region and a major operator in the growing digital P&C insurance market in the UK. Sampo Group has around 9 million customers, and it employs 15,000 people.  The Group’s insurance revenue totalled EUR 9.1 billion in 2025 of which the Nordic market represented 75 per cent. The Group’s operations are diversified by geography, line of business, and customer group. Sampo Group operates in Sweden, Norway, Finland, Denmark, the UK, and the Baltic countries. Its largest customer groups are private customers in the Nordics and in the UK, representing in total over 65 per cent of the Group's insurance revenue. The Group is also a leading provider of P&C insurance in Nordic commercial and industrial businesses.

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Market cap
23.48B EUR
Turnover
26.84M EUR
P/E (adj.) (26e)
18.72
EV/EBIT (adj.) (26e)
15.6
P/B (26e)
2.75
EV/S (26e)
2.52
Dividend yield-% (26e)
4.29 %
Coverage
Recommendation
Accumulate
Target price
10.00 EUR
Updated
2026-05-06
Revenue and EBIT-%

Revenue B

EBIT-% (adj.)

EPS and dividend

EPS (adj.)

Dividend %

Financial calendar
12/8
2026

Interim report Q2'26

4/11
2026

Interim report Q3'26

Risk
Business risk
Valuation risk
Low
High
January–March 2026 results – Q&A
Article

January–March 2026 results – Q&A

Sampo Group started 2026 with solid operating performance, backed by healthy growth in Nordic private and SME lines, strong margins across the segments, and a favourable claims experience despite a wintry start of the year.

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Introducing Sampo’s business areas: Private UK
Article

Introducing Sampo’s business areas: Private UK

Sampo reports its financial performance under four segments based on its operational business areas. In this blog series, we will introduce all our segments. Next up is Private UK.

Forum discussions
This beat expectations across the board! You can ignore the media headlines about a “collapse.” The consensus was also quite off the mark, as some forgot to account for the Noba write-down, and the miss versus consensus is due to this. Operationally, a very strong performance. Inderes...
Sauli’s preview mentality was correct, but the actual figures hit different spots than assumed in the preview. Underwriting €368M vs Inderes’ 327 and consensus of 341. Combined ratio 84.4% vs preview of 85.6%. Insurance service result €2,363M when preview was 2,273, growth of 8%....
And the Sampo report is fresh out of the oven for some evening reading! Forecasts have edged up slightly, and the earnings growth outlook remains positive. Solid ~10% earnings growth is expected in the coming years. The stock isn’t cheap, but then again, it shouldn’t be. Btw, I recommend...
It’s wonderful that someone reads the reports so closely! Yes, there was a linking error in the dividend growth rate, but it does not affect the final result. Why does the dividend rise by 47% in 2030? Because in our model for 2026-2029, the dividend is distributed according to the...
The report for Noba, which is also important for Sampo, is out. Growth was felt on practically every line and expectations were exceeded. Or rather, credit losses and credit loss provisions decreased from 3.3% → 2.7% of the loan portfolio, which is of course an excellent thing. The...
Here is Lars’s interview! =) Themes: 00:00 CFO Introduction 01:05 Sampo performance 01:40 Claim inflation 03:47 Competition 05:55 Investment results 07:55 Denmark court decision 11:44 Topdanmark synergies 14:10 Buybacks 15:30 Guidance upgrade
The IR blog also features key highlights from the quarter’s development, as well as a few words on the potential impact of the Strait of Hormuz situation on claims inflation and the potential effects of autonomous cars on the insurance market. Tammi–maaliskuun 2026 tulos – Q&A - ...
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