Oma Säästöpankki

11.54 EUR

-2.37 %

6,703 following
Corporate customer

OMASP

NASDAQ Helsinki

Banks

Financials

-2.37 %
-6.33 %
-11.91 %
-5.41 %
+7.25 %
+36.25 %
-41.18 %
-8.41 %
+61.40 %

Oma Savings Bank is a Finnish bank that serves private and corporate customers nationwide through its branch offices and digital service channels. The company focuses primarily on retail banking operations and provides its clients banking services through its own balance sheet as well as by acting as an intermediary for its partners' products, such as credit, investment, and loan insurance products. OmaSp is also engaged in mortgage banking operations.

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Market cap
384.7M EUR
Turnover
90.55K EUR
P/E (adj.) (26e)
9.01
ROE-% (26e)
6.2 %
P/B (26e)
0.6
EV/S (26e)
13.57
Dividend yield-% (26e)
5.1 %
Coverage
Recommendation
Reduce
Target price
12.00 EUR
Updated
2026-05-07
Disclaimer
Kasper Mellas
Kasper Mellas

Analyst

Latest research

Latest analysis report

Released: 2026-05-08

Latest extensive report

Released: 2026-04-23

Operating income and EBIT-%

Operating income M

EBIT-% (adj.)

EPS and dividend

EPS (adj.)

Dividend %

Financial calendar
13/8
2026

Interim report Q2'26

5/11
2026

Interim report Q3'26

Risk
Business risk
Valuation risk
Low
High
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Forum discussions
The deterioration of the credit portfolio continues, and it’s not just due to those “couple of large customers who aren’t paying their bills.” The amount of non-performing loans related to activities contrary to instructions dropped by over €27 million since the beginning of the ...
5/7/2026, 1:10 PM
30
Mäkynen was sentenced to 40 day-fines, totaling 11,080 euros. Additionally, he was ordered to pay the state the financial benefit gained through the crime, which the district court estimated at 779 euros. Hemminki was sentenced to 60 day-fines, totaling 5,280 euros. Additionally,...
5/4/2026, 2:53 PM
by Vara-Paavi
20
Q1 was okay in terms of results, but one concerning point was found. “Non-performing loans were 543 (485) million euros at the end of the period, which was 9.3 (7.7) percent of the loan portfolio.” (p. 5/80) I’ll have to dig deeper into this tonight.
5/7/2026, 6:44 AM
by Juurikki
10
The talk about a couple of large customers can certainly be forgotten when a significant portion of the bank’s loan portfolio is very soft. Credit has been handed out very loosely. The principle has been that if a customer couldn’t get a loan elsewhere, OmaSp would arrange it. After...
5/8/2026, 7:12 AM
by Westend
9
Something like this: Oma Säästöpankin kaksi ex-hallitusjäsentä sai tuomion sisäpiiritiedon väärinkäytöstä | Kauppalehti
5/4/2026, 1:39 PM
by NukkeNukuttaja
5
Things are moving in exactly the right direction, especially now that interest rates are on the rise… Oma Säästöpankki Oyj’s Interim Report 1 January – 31 March 2026: New lending volume returned to growth – solvency strengthened further – comparable profit before taxes for the first...
5/7/2026, 5:59 AM
by Kunhalvallasaa
4
In this latest interview, these issues are discussed, among others. According to the CEO, they can no longer hide behind any exceptional circumstances; instead, the credit loss levels of recent quarters are now part of normal business operations.
yesterday
by Kasper Mellas
3
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