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Oma Säästöpankki

16.80 EUR+43.59 %9/7 17:29
6,683 following

OMASP

NASDAQ Helsinki

Banks

Financials

Overview
Financials & Estimates
Dividend
Investor consensus
Compare
+43.59 %
+44.33 %
+33.55 %
+31.25 %
+37.70 %
+92.00 %
-12.23 %
+24.44 %
+134.97 %

Oma Savings Bank is a Finnish bank that serves private and corporate customers nationwide through its branch offices and digital service channels. The company focuses primarily on retail banking operations and provides its clients banking services through its own balance sheet as well as by acting as an intermediary for its partners' products, such as credit, investment, and loan insurance products. OmaSp is also engaged in mortgage banking operations.

Read more
Market cap
560.39M EUR
Turnover
8.55M EUR
P/E (adj.) (26e)
13.12
ROE-% (26e)
6.2 %
P/B (26e)
0.87
EV/S (26e)
14.44
Dividend yield-% (26e)
3.5 %
Coverage
Recommendation
Reduce
Target price
17.00 EUR
Updated
2026-07-09
Disclaimer
Kasper Mellas
Kasper Mellas

Analyst

Latest research

Latest analysis report

Released: 2026-07-09

Latest extensive report

Released: 2026-04-23

Revenue and EBIT-%
EPS and dividend
Financial calendar
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Forum discussions
The offer period is estimated to end on Sep 25, and the transaction is expected to be completed in Q4/26, but no money will move toward the sellers before the takeover offer is finalized. S-Pankki has the right to withdraw from the offer if the 90% threshold is not met. Of course...
17 hours ago
10
Our family’s 3 small-time investors checking in Mine +53% Wife’s +106% (including dividends +150%) Child’s +27% The money’s rolling in, equal to 5 years of salary from my youth
9 hours ago
by Koti-isä
7
Here are Kasper’s thoughts in video format:
17 hours ago
by Mikael Maijala
6
You don’t need to overthink this to decide the fate of your shares. If you don’t sell, your shares will be compulsorily redeemed at some point. edit: Roni beat me to it. I’ll add that it is very likely that the 90% threshold will be reached.
18 hours ago
by Jankkeri
4
It would be interesting to know what proportion of current retail investors are still at a loss despite the share price reaction sparked by that S-Bank offer. The stock price was, after all, quite close to its current level in the early months of 2022, then climbed steadily until...
10 hours ago
by veronmaksaja
2
The takeover bid seems certain enough at this point that, in my view, the OmaSP investment case has now turned into a merger arbitrage. The share price is currently around €16.80, meaning the stock is trading €0.40 below the offer price (€17.20). This represents a return of approximately...
14 hours ago
2
Yeah, so you get just under 17 right away and a bit over 17 in a couple of weeks, you can choose yourself
17 hours ago
by Kunhalvallasaa
2
Read more on our forum
Operating income and EBIT-%

Operating income M

EBIT-% (adj.)

EPS and dividend

EPS (adj.)

Dividend %

Financial calendar
13/8
2026

Interim report Q2'26

5/11
2026

Interim report Q3'26

OmaSp: Vi rekommenderar aktieägarna att acceptera erbjudandet
Research2026-07-09 20:58 by
Kasper Mellas

OmaSp: Vi rekommenderar aktieägarna att acceptera erbjudandet

Det attraktiva priset erbjuder enligt vår mening ett utmärkt tillfälle att avyttra OmaSp-aktien utan risk för en resultatvändning.

Oma Säästöpankki
S-Pankki har offentliggjort ett köperbjudande för OmaSp:s aktier
Analyst Comment2026-07-09 08:25 by
Kasper Mellas

S-Pankki har offentliggjort ett köperbjudande för OmaSp:s aktier

Priset som S-Banken erbjuder är enligt vår mening attraktivt för investerare.

Oma Säästöpankki
Regulatory press release2026-07-09 07:31

Inside information: S-Bank Plc announces a voluntary recommended public cash tender offer of EUR 17.20 per share for all shares in Oma Savings Bank Plc

Oma Säästöpankki

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OmaSp gör en kostnadsreservering på 2,5 MEUR för brister i hanteringen av kreditrisker
Analyst Comment2026-06-25 07:33 by
Kasper Mellas

OmaSp gör en kostnadsreservering på 2,5 MEUR för brister i hanteringen av kreditrisker

Avsättningen är relaterad till koncentrationsrisken för en enskild kund.

Oma Säästöpankki
Regulatory press release2026-06-24 13:00

The Finnish Financial Supervisory Authority has evaluated the operations of Oma Savings Bank Plc for the period 19 December 2018 – 4 February 2025 and has initiated a hearing procedure in accordance with the Administrative Procedure Act

Oma Säästöpankki
Regulatory press release2026-06-17 10:30

Oma Savings Bank Plc’s composition of Shareholders’ Nomination Committee

Oma Säästöpankki
S&P bekräftade OmaSp:s kreditbetyg och fann utsikterna negativa
Analyst Comment2026-06-11 08:04 by
Kasper Mellas

S&P bekräftade OmaSp:s kreditbetyg och fann utsikterna negativa

Beslutet är inte överraskande, eftersom oron över kreditportföljens kvalitet ännu inte är helt över.

Oma Säästöpankki
Regulatory press release2026-06-10 19:45

S&P Global Ratings affirmed the BBB/A-2 credit rating and maintained the negative outlook for Oma Savings Bank Plc

Oma Säästöpankki
Regulatory press release2026-05-27 15:00

Oma Savings Bank Plc - Managers' transactions - Sirkiä

Oma Säästöpankki
Regulatory press release2026-05-27 15:00

Oma Savings Bank Plc - Managers' transactions - Liiri

Oma Säästöpankki
Regulatory press release2026-05-27 15:00

Oma Savings Bank Plc - Managers' transactions - Sihvonen

Oma Säästöpankki
Regulatory press release2026-05-27 15:00

Oma Savings Bank Plc - Managers' transactions - Virtanen

Oma Säästöpankki
Regulatory press release2026-05-27 15:00

Oma Savings Bank Plc - Managers' transactions - Alameri

Oma Säästöpankki
Regulatory press release2026-05-27 15:00

Oma Savings Bank Plc - Managers' transactions - Soikkeli

Oma Säästöpankki
Regulatory press release2026-05-27 14:15

Oma Savings Bank Plc's Board of Directors resolved on a direct share issue to the personnel of the company for the transfer of savings shares in the share savings plan

Oma Säästöpankki
OmaSp CMD: Marknadsandelstillväxt genom personlig service
Analyst Comment2026-05-20 08:22 by
Kasper Mellas

OmaSp CMD: Marknadsandelstillväxt genom personlig service

Presentationerna under kapitalmarknadsdagen belyste åtgärder för att förbättra marginalen och öka företagets tillväxt.

Oma Säästöpankki
Oma Savings Bank's CMD 2026
Webcast2026-05-19 12:00

Oma Savings Bank's CMD 2026

Oma Säästöpankki
Mindre än väntad sanktionsavgift för OmaSp från Finansinspektionen
Analyst Comment2026-05-18 07:26 by
Kasper Mellas

Mindre än väntad sanktionsavgift för OmaSp från Finansinspektionen

Sanktionsavgiften beror på försummelser i upprätthållandet av insiderförteckningarna.

Oma Säästöpankki
Regulatory press release2026-05-15 12:15

Inside information: The Financial Supervisory Authority has imposed a combined penalty payment of 400 000 euros on Oma Savings Bank Plc due to failures related to maintaining insider lists

Oma Säästöpankki
Regulatory press release2026-05-13 17:00

Oma Savings Bank Plc - Managers' transactions - Ossa

Oma Säästöpankki