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Terveystalo

6.23 EUR+0.81 %6/11 17:29
12,358 following

TTALO

NASDAQ Helsinki

Medical Equipment & Services

Health Care

Overview
Financials & Estimates
Dividend
Short Selling
Investor views
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+0.81 %
-16.71 %
-17.59 %
-19.72 %
-36.30 %
-32.14 %
-6.32 %
-45.54 %
-37.70 %

Terveystalo operates in the healthcare sector. The company offers services and solutions such as surveys and examinations, training and coaching, rehabilitation, and health and fitness mapping. Its customers include small and medium-sized corporate customers, as well as public sector players. The head office is located in Helsinki.

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Market cap
791.44M EUR
Turnover
1.21M EUR
P/E (adj.) (26e)
10.85
EV/EBIT (adj.) (26e)
12.59
P/B (26e)
1.41
EV/S (26e)
1.21
Dividend yield-% (26e)
3.85 %
Coverage
Recommendation
Reduce
Target price
6.60 EUR
Updated
2026-10-21
Disclaimer
Roni Peuranheimo
Roni Peuranheimo

Analyst

Latest research

Latest analysis report

Released: 2026-10-22

Latest extensive report

Released: 2025-06-19

Revenue and EBIT-%
EPS and dividend
Financial calendar
Risk
Business risk
Valuation risk
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Forum discussions
Many may already know this, but as a note, employers are legally obligated to provide only preventive occupational healthcare. In other words, that 75% of Terveystalo’s revenue isn’t as safe as people think. What many perceive as occupational healthcare—meaning quick access to a ...
10/25/2026, 6:57 PM
by Clark kent
15
I disagree here; AI tends to play it safe and is more likely to direct you to a doctor than not. Even major players don’t want to take on the liability and bad PR from an AI downplaying an illness, leading to severe consequences for the patient. I’ve tried diagnosing a couple of ...
10/25/2026, 11:37 AM
9
Going forward, the Government Decree 503/2026 will require healthcare companies and employers to distinguish statutory (mandatory) services from voluntary ones more clearly in occupational healthcare agreements, which will certainly shift the playing field to some extent as well....
10/25/2026, 8:34 PM
by Heinrico
7
Many workplaces didn’t accept this in the past, but in recent years, many companies have realized the costs and non-existent “benefit” of requiring a doctor’s certificate for a few days of the flu, etc. Likewise, companies have drastically cut down on services covered by occupational...
10/25/2026, 6:41 PM
by Hermit
7
That is one perspective, too. But you wouldn’t believe how many helpless people there are who genuinely go see a doctor over a basic flu or diarrhea after just 1–2 days. Those will decrease a lot; AI gets it completely right with them. After that, if the AI does advise seeking treatment...
10/25/2026, 12:05 PM
by Inspired
6
I wouldn’t quite generalize it as helplessness. At many workplaces, a regular cold requires a doctor’s certificate starting from the very first day in order to stay home sick. Many places don’t even accept a remote diagnosis from a doctor. If a company like that has a contract with...
10/25/2026, 2:25 PM
by Mehukasta
4
Personally, I’ve been puzzled by these news reports, because for years the major occupational healthcare providers have already been logging all procedures so that they are categorized separately into preventive care and medical care. The so-called Kela reimbursement category 1 (...
10/26/2026, 5:53 AM
by LaskuPutki
3
Read more on our forum
Revenue and EBIT-%

Revenue B

EBIT-% (adj.)

EPS and dividend

EPS (adj.)

Dividend %

Financial calendar
12/2
2027

Annual report '26

23/3
2027

General meeting '27

28/4
2027

Interim report Q1'27

Regulatory press release2026-10-27 10:15

Terveystalo Plc: Managers’ Transactions (Lehtoranta)

Terveystalo
Regulatory press release2026-10-27 10:15

Terveystalo Plc: Managers’ Transactions (Sarajärvi)

Terveystalo
Regulatory press release2026-10-27 10:15

Terveystalo Plc: Managers’ Transactions (Kauniskangas)

Terveystalo

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Regulatory press release2026-10-27 10:15

Terveystalo Plc: Managers’ Transactions (Hasselberg)

Terveystalo
Regulatory press release2026-10-27 10:15

Terveystalo Plc: Managers’ Transactions (Castrén)

Terveystalo
Regulatory press release2026-10-27 10:15

Terveystalo Plc: Managers’ Transactions (Ahlström)

Terveystalo
Terveystalo Q3'26: Ingen tydlig vändning till det bättre i sikte
Research2026-10-22 07:00
by Roni Peuranheimo

Terveystalo Q3'26: Ingen tydlig vändning till det bättre i sikte

Svagheten i efterfrågan har fortsatts inom företagshälsovården och även konsumentefterfrågan försvagades i september.

Terveystalo
Terveystalo, Webcast, Q3'26
Webcast2026-10-21 09:30

Terveystalo, Webcast, Q3'26

Terveystalo
Regulatory press release2026-10-21 08:05

Terveystalo's financial reporting and Annual General Meeting in 2027

Terveystalo
Regulatory press release2026-10-21 08:00

Terveystalo Plc Interim Report January–September 2026: Weak demand weighed on earnings, Hohde acquisition strengthened the oral health business

Terveystalo
Terveystalo sänkte sin guidning för andra gången i år
Analyst Comment2026-10-21 06:35
by Roni Peuranheimo

Terveystalo sänkte sin guidning för andra gången i år

Årets andra vinstvarning sänker guidningen för det justerade rörelseresultatet till 110–120 MEUR.

Terveystalo
Regulatory press release2026-10-20 12:45

Inside information, profit warning: Terveystalo lowers its guidance for 2026

Terveystalo
Terveystalo Q3'26 förhandskommentar: Fortsatt nedgång på de övre raderna
Analyst Comment2026-10-13 07:10
by Roni Peuranheimo

Terveystalo Q3'26 förhandskommentar: Fortsatt nedgång på de övre raderna

Den svaga efterfrågan inom företagshälsovården och avslutade outsourcingar tynger enligt vår bedömning Q3-omsättningen och resultatet till en nedgång.

Terveystalo
Press release2026-10-07 12:30

Terveystalo to host Q3/2026 results webcast and provide an update on the progress of its ARC strategy on 21 October 2026

Terveystalo
Regulatory press release2026-10-06 12:30

Terveystalo Plc: Flagging announcement in accordance with Chapter 9, Section 10 of the Securities Markets Act

Terveystalo
Regulatory press release2026-10-02 08:00

Terveystalo Plc - Managers' transactions - Karotie

Terveystalo
Analyst Comment2026-09-17 06:49
by Roni Peuranheimo

Terveystalos finansieringschef lämnar bolaget

CFO:ns avgång mitt under stora företagsförvärv är enligt vår mening inte optimalt tajmad.

Terveystalo
Regulatory press release2026-09-16 12:15

Composition of Terveystalo Plc's Shareholders' Nomination Board

Terveystalo
Regulatory press release2026-09-16 08:00

Change in Terveystalo’s Executive Team: Juuso Pajunen to take up a new position outside the company

Terveystalo
Terveystalo: Glans i estimaten
Research2026-09-08 07:00
by Roni Peuranheimo

Terveystalo: Glans i estimaten

Vi har uppdaterat förvärvet av Hohde Group i våra estimat i och med att affären har slutförts.

Terveystalo